Our Purpose
The Rich Guy Math is a financial education website created to help readers understand how money systems actually work. Our goal is to explain credit, debt, investing, and personal finance concepts in clear, practical language so beginners can make informed decisions with confidence.
We do not provide individualized financial advice.
We provide financial education.
Our content focuses on understanding:
- credit and credit scoring
- credit cards and borrowing
- interest and debt mechanics
- long-term investing
- basic financial decision-making
The site is designed to teach readers how to think about financial choices, not to tell them what specific products to use.
Editorial Independence
All content on The Rich Guy Math is written independently and is not influenced by banks, lenders, credit card companies, or investment providers.
We do not accept payment in exchange for favorable coverage, rankings, or recommendations.
If affiliate links are ever used in the future, they will be clearly disclosed and will not affect the educational explanations provided in our articles.
Our editorial opinions are based on how financial systems function, not on compensation.
Research & Sources
We aim to present accurate and understandable financial information. Articles are created using publicly available educational and regulatory resources, including materials from:
- Federal Reserve publications
- Consumer Financial Protection Bureau (CFPB)
- FICO scoring methodology descriptions
- Educational financial research and industry documentation
Whenever possible, we explain the mechanics behind a concept rather than simply offering tips. Our focus is on cause-and-effect understanding so readers know why financial outcomes happen.
Accuracy and Updates
Financial rules, interest rates, and credit reporting practices can change.
For this reason, we regularly review and update articles to maintain accuracy and clarity.
When a topic changes significantly, we revise the content to reflect current practices and improve explanations. The purpose of updates is educational accuracy, not search ranking manipulation.
Content Creation Process
Each article follows a structured process:
- Identify a financial concept or common misunderstanding
- Research how the system actually works
- Translate the concept into plain language
- Provide examples or step-by-step explanations
- Review the article for clarity and accuracy
We prioritize explanation over promotion. Articles are written to teach readers how financial mechanisms operate in real situations.
No Personalized Financial Advice
The Rich Guy Math does not provide personal financial planning, tax advice, investment advice, legal advice, or credit repair services.
All content is general educational information intended for a broad audience.
Readers should consult a qualified professional (financial advisor, tax professional, or attorney) before making decisions specific to their personal situation.
Corrections Policy
Accuracy matters. If you believe an article contains an error or outdated information, please contact us so we can review it.
If a factual mistake is identified, we will correct it as quickly as possible and update the content accordingly.
Transparency
We strive to be transparent about what this website is and what it is not.
The Rich Guy Math is:
- an educational resource
- a financial literacy guide
- an explanation-based publication
The Rich Guy Math is not:
- a financial advisory service
- a brokerage
- a lender
- a credit repair company
Contact
If you have questions about our editorial standards or wish to report a concern regarding content accuracy, please contact us through our Contact page.
Last Updated: February 2026