Terminal Value: Definition, Calculation, and Real-World Example
Terminal value is the estimated value of a business beyond the forecast period in a discounted cash flow (DCF) model. It…
Sustainable Growth Rate: Formula, Example & Limitations
The sustainable growth rate (SGR) is the maximum rate at which a company can grow its sales, earnings, and dividends without…
Gordon Growth Model: Formula, Real Examples, and Sensitivity Analysis
The Gordon Growth Model (GGM), also known as the constant-growth Dividend Discount Model (DDM), estimates a company’s intrinsic value by discounting…
Payout Ratio Explained: Meaning, Formula & Risks (2025 Update)
If you want to know whether a company’s dividend is safe, there’s one number you can’t ignore: the payout ratio. After…
Best Dividend ETF (2025 Edition): Top Picks, Strategies & How to Choose
Finding the best dividend ETF can feel overwhelming with hundreds of funds promising steady income, growth, and diversification. Whether you’re building…
Vanguard Index Funds: The Beginner’s Guide to Low-Cost Investing
Vanguard index funds are low-cost mutual funds and ETFs that track broad market indexes (S&P 500, Total Stock Market, Total International,…
Max 401k Contribution 2025: How Much You Can Save and Strategies to Max Out
Max 401k Contribution 2025: The IRS increased the 2025 employee elective deferral limit to $23,500, and many savers can add catch-up…
How to Build a 3 Fund Portfolio on Vanguard (With Screenshots)
A 3 fund portfolio is an investment strategy that involves allocating your assets across three core index funds Building a Vanguard…
How a 30-Year-Old Earning $80k Can Retire by 55
Retirement may feel like a distant goal when you’re 30 and earning $80,000 a year, but with the right strategy, financial…
